Harbor Financial Group is now ThirdWave Benefits. Learn more

Medicare Support

Medicare Doesn't Have to Be Confusing.

Turning 65 or transitioning into Medicare can feel overwhelming. Our Medicare team guides individuals across the Space Coast every year through this transition with steady, personalized support.

You're sorting through parts, plans, deadlines, coverage gaps, and conflicting information. You want to make the right decision. You don't want to miss something important. And you'd rather talk to a real person than search through pages of online answers.

You don't have to navigate this alone.

At ThirdWave Benefits, we provide clear, patient, education-first guidance so you can move forward with confidence.

Talk to a Medicare advisor

Real Guidance.
Real Conversations.

When you call us, you won't reach a national call center. You'll speak with someone who takes the time to understand your situation and explain your options clearly.

We live here. We work here. This is our community and our home too.

That means your questions matter. Your timeline matters. Your peace of mind matters.

For Individuals & Families

Who We Help

Grandmother baking in the kitchen with her young granddaughter

Turning 65

If you're approaching Medicare eligibility, we'll walk you through enrollment timelines, coverage options, and what to expect next.

Retired man relaxing on a couch and reading on a tablet

Retiring or Transitioning

If you're leaving employer coverage or moving from another state, we'll help you understand how Medicare coordinates with your situation and what steps to take.

Three older adults reviewing a document together at home

Referred by Employer or Family

Many people find us through their employer's benefits plan or through family members who trust our guidance. If someone referred you, you're in good hands.

What You Can Expect

We start by listening.

We review your current coverage, medications, doctors, and concerns. We explain your options in plain language. We outline timelines so nothing is missed. We help you complete enrollment steps carefully and correctly.

And if questions arise later, we're still here.

Clarity Brings Confidence

Medicare decisions affect your health and your finances. You deserve to understand what you're choosing and why.

Our role is simple. We clarify the process so you can make informed decisions with peace of mind.

Smiling senior woman using a laptop at home

Next Steps

Ready to Talk?

If you're approaching Medicare or helping a loved one through the transition, we're here to guide you step by step.

Talk to a Medicare advisor